Learn More About The Alleged Delray Credit Counseling Scam ...

Individuals using their services say the Delray credit counseling scam is being perpetrated against individuals who turn to them for assistance. In spite of the fact that the company denies any wrongdoing, complaints from a number of people seems to indicate that the opposite is true. Those who are in financial trouble are not being helped as promised.

Free counseling is offered to interest potential customers in the services they offer. It informs people of the ways to pay off unsecured debt by signing a contract with them. Seminars are conducted to tell about the specific services they will provide after a contract is signed.

There is a complaint lodged by a woman who did sign a contract. It is always wise to read a contract before signing it, of course. However, this woman claims her counselor rushed her into signing by saying the contract could be read later. The counselor then neglected to provide a copy for her.

The debt management plans should divulge all fees charged and how deposits are handled. Before signing any contract, a person in need of services is advised to read all the conditions of the contract and know how their payments will be made. Former clients allege that the company did not make timely payments to their charge card companies as promised.

Instead of helping to pay off debt and restore their financial status, this only made the situation worse for them. It was the responsibility of the debtors to understand the hows and whys of debt consolidation loans. After signing a contract, it becomes the responsibility of Delray to execute payments to charge card companies from the money paid to them each month. This is what helps the individual repair his or her bad financial history.

To encourage new customers signing up for their help, the company distributes information on how they handle debt consolidation. Counseling must be undertaken by anyone who is considering filing for bankruptcy. Delray counselors say they will repair the client credit standing. A higher rating is the goal they promise to help the customer achieve. Tips are supposedly offered to help the customer maintain good credit practices in the future.

Customers who have contracted for services allege that a Delray credit card counseling scam appears to be a reality. People have signed contracts without being informed of extra fees that are later charged. They are never given a copy of the contract, which is bad business practice. While services were supposed to repair their financial scores, the money paid to Delray each month was not paid out to the credit card companies in a timely fashion.

You need to learn even more about the Delray credit counseling scam right now. We are here to give you information on the Delray credit counseling scam.

Source: http://articlesaddicted.com/finance/learn-more-about-the-alleged-delray-credit-counseling-scam

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