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Wednesday, October 31, 2012
Pandora?s New iOS And Android Apps Get The Facebook Treatment: Listening Timelines, Activity Feeds And Social Sharing Features To Do Battle With Spotify (And Perhaps Apple)
Pandora is one of the older and more established internet radio services out there, with 150 million registered users, 58.3 million active listeners and 115 million registered users on mobile. Now, with a lot of competition crowding its space from Spotify, (possibly) Apple, I Heart Radio and more, Pandora is looking to that mobile base for growth. Today, it is releasing new apps for iOS and Android devices with extensive social features, improved navigation and deeper integration with Pandora?s music and artist database.Source: http://feedproxy.google.com/~r/Techcrunch/~3/dr-r1tFQnOw/
NYC Marathon not expected to be affected by storm
NYC Marathon not expected to be affected by storm
By RACHEL COHENBy RACHEL COHEN, AP Sports Writer?
?One World Trade Center, right, peeks through a light rain as water from the Hudson River creeps up on Pier A Park with the expected arrival of Hurricane Sandy in Hoboken, N.J., Monday, Oct. 29, 2012. Hurricane Sandy continued on its path Monday, as the storm forced the shutdown of mass transit, schools and financial markets, sending coastal residents fleeing, and threatening a dangerous mix of high winds and soaking rain. (AP Photo/Julio Cortez)
One World Trade Center, right, peeks through a light rain as water from the Hudson River creeps up on Pier A Park with the expected arrival of Hurricane Sandy in Hoboken, N.J., Monday, Oct. 29, 2012. Hurricane Sandy continued on its path Monday, as the storm forced the shutdown of mass transit, schools and financial markets, sending coastal residents fleeing, and threatening a dangerous mix of high winds and soaking rain. (AP Photo/Julio Cortez)
A woman covers her ears while posing for a photograph as her hair blows in the wind at the waterfront in Hoboken, N.J., as the Hudson River begins to rise and flood the area with the arrival of Hurricane Sandy, Monday, Oct. 29, 2012. Hurricane Sandy continued on its path Monday, as the storm forced the shutdown of mass transit, schools and financial markets, sending coastal residents fleeing, and threatening a dangerous mix of high winds and soaking rain. (AP Photo/Julio Cortez)
Debris float in front of the New York City skyline, seen from the waterfront in Hoboken, N.J., as the Hudson River begins to rise and flood the area Monday, Oct. 29, 2012. Hurricane Sandy continued on its path Monday, as the storm forced the shutdown of mass transit, schools and financial markets, sending coastal residents fleeing, and threatening a dangerous mix of high winds and soaking rain. (AP Photo/Julio Cortez)
NEW YORK (AP) ? New York City Marathon organizers expect Sunday's race to run with little effect from Hurricane Sandy.
New York Road Runners President Mary Wittenberg said Monday that "we have time on our side" ? enough time to prepare the race course and for runners to travel to the city after the superstorm passes through.
She says NYRR has contingency plans every year to adjust to any damage from bad weather.
The deadline to withdraw from the race and guarantee a spot in next year's event likely will be pushed back from Wednesday to Saturday for any runners unable to make the trip because of the storm.
Associated Press
Monday, October 29, 2012
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1. If you want to lose weight, cardio-aerobic exercise is one of the best types of physical activity. It also provides a range of general health and fitness benefits.
3. Aerobic activities help make your heart stronger and more efficient. They also use more calories than other activities.
4. Some examples of aerobic activities include: Brisk walking, jogging, swimming, cycling, aerobic dancing, racket sports, skating (all types), skiing, using aerobic equipment, or general aerobic exercises.
Aerobic Exercise:
2. Aerobic exercise is any extended activity that makes you breathe hard while using the large muscle groups at a regular, even pace.
Excess weight is caused by an interaction of genetic and environmental factors, which include: physical and chemical and behavioral components. Because of the complexity of weight loss, gain, and maintenance, women need to understand that a quick and effortless weight loss is worthless. Extra weight can aggravate heart problems, and can cause diabetes and a host of other scary medical problems. Exercising on an empty stomach does not affect how you lose weight. In fact Cheap MLB Jerseys, it may hinder it if you don?t have the energy to exercise. You should at least drink a glass of juice prior to your workout if you?re exercising in the morning. Spot exercises, like sit-ups, crunches, hip raises, leg raises, hip adduction, hip abduction, etc. can only develop the muscles adjacent to the fat Cheap NBA Jerseys. They cannot burn fat from the area exercised.
A healthy diet and adequate exercise are necessary for weight loss. The loss of weight associated with a chronic illness is referred to as cachexia. Unexpected, unintentional weight loss is a common symptom of illness and should be evaluated by a healthcare professional. Losing weight and keeping it off is a real challenge for most people. Exercise helps to burn excess calories and build muscle, both of which are important for weight management. Exercise increases your metabolism, burns excess calories, and increases your muscle mass, which in turn burns more calories. Exercising too hard or trying to do too much too quickly in the beginning can lead to burnout, serious injuries, and frustration. Instead, you should gradually begin to increase the intensity of your workout. The reasons to lose weight are as numerous as the number of dieters, but health and self-esteem top most people?s lists.
These are the outer things that are related to this center: (1) the color yellow, (2) the note mi, (3) the word debts or trespasses in the Lord?s prayer, (4) the planet Mars, (5) the element fire, and of course nike shox, (6) the church of Pergamos, (7) the adrenals and solar plexus, and (8) the beast like a lion. In Cayce?s cosmology, the influence of Mars is to accentuate temper, madness, and contention, also associated with the adrenaline that flows into the bloodstream from this center (correlated with the adrenal glands).But he is instructed not to harm the oil and the wine, symbolic of those things that are only gained through experiences that squeeze the deeper essences out of life and grow wiser with age.
When the trumpet sounding occurs for this center, a great star from heaven falls to the earth, which Cayce says is heavenly influences (the star) coming into the body (the earth). A third of the waters of the earth become bitter, and many men die from drinking it. Again, this is a symbolic way of saying that the earthly influences are becoming less desirable, less tasty, causing earthly influences to be subdued and heavenly ones to be magnified. Waters again symbolize emotions and unseen influences that are below the surface of consciousness. All must be subdued in order for the spiritualization to take hold and grow.
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First Look: Hue LED Bulbs Are Your Own Personal Light Show
Philips has a new and interesting way to light your home. The hue lighting system uses LED-filled lightbulbs with adjustable brightness and color changing properties. Want to listen to Miles Davis' Kind of Blue in a blue room? A quick ...
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Friday, October 26, 2012
REITs beat condos in returns every time | Trading Desk | Investing ...
In all five periods an equally-weighted REIT portfolio outperformed an equally-weighted condo portfolio
REITs can be sexy, too
How would you like a nice 14% average total return each year for the past decade from your real estate holdings?
Before you rush out and start looking for something in the red-hot condominium sector, you might want to take a quick glance at the Canadian real estate investment trust sector.
REITs may lack the sexiness of floor to ceiling glass windows with views of the skyline but they have something else to offer ? a return that continues to the outpace the housing market even as residential prices stand at all-time highs.
Read the full story here.
Looking for an investment with sky-high returns? Forget the condominium in Toronto or Calgary and think about the real estate investment trust that owns apartments.
That?s the conclusion of Michael Smith, a real estate analyst with Macquarie Equities Research, in the fourth annual installment of his study comparing a REIT investment to a condo investment. The REITs have won every time.
The analyst compared the returns of Calgary condos to Boardwalk REIT, which is based in the city, and Toronto condos to Canadian Apartment Properties REIT, which is based in that city. He has now looked at five investment periods.
?In all five periods an equally-weighted REIT portfolio outperformed an equally-weighted condo portfolio,? said Mr. Smith. ?Looking at each market independently, REITs also generated superior returns every period.?
Over the first 10 months of this year, the condos returned 7.4% on equally-weighted basis while the REITs returned 21.4%. In previous years, the gap has been as much as 130.5% in favour of REITs.
Mr. Smith made a number of assumptions for his model. He acknowledged that condos are heavily leveraged, so to make for a fair comparison he assumed the REIT investments were partially made on margin. He used a 900-square foot condo for his example, included condo fees and prevailing mortgage rates.
For income, he used actual distributions from REITs and Canada Mortgage and Housing Corp?s latest rental market report for rental income. In terms of capital appreciation, he used Royal LePage?s annual house price survey to establish values for condominiums.
Mr. Smith says there some things he did not consider, which also tip the scales in favour of REITs. Those considerations include that transaction costs are much lower for selling a REIT than a condo. The trusts also over greater liquidity and diversification. You could also add in tax considerations, repairs and maintenance of a condo, and the downtime you face sometimes leasing your apartment and the gap widens.
?We think an equally important point to consider is the REIT investors can probably sleep a little easier at night without having to worry about carrying another mortgage, the odd bad tenant and the daily news flow of an impending condo price correction,? said Mr. Smith.
We think an equally important point to consider is the REIT investors can probably sleep a little easier at night without having to worry about carrying another mortgage
He thinks the future also looks brighter for the REITs to continue to outperform the condos.
?First, the condo market is laden with concerns of a correction due to elevated pricing, oversupply and high consumer debt levels,? said Mr. Smith. ?With the general perception that condo prices have peaked, it stands to reason that many prospective condo buyers will delay their purchase this putting additional downward pressure on condo prices.?
Those potential buyers are also good news for landlords like Boardwalk REIT and Canadian Apartment Properties REIT because it means more renters, helping put upward pressure on apartment occupancies and rent. That could mean even more income for REITs and better returns.
Source: http://business.financialpost.com/2012/10/25/reits-beat-condos-every-time/
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Property firms bullish after BSP rate cut - InterAksyon.com
Ayala Land's Treveia project in Nuvali
InterAksyon.com
The online news portal of TV5
MANILA ? Property firms maintained their bullish outlook, downplaying concerns of an asset bubble, as the Bangko Sentral ng Pilipinas cut interest rates to fresh record lows.
In a recent investors? briefing, Ayala Land Inc said the property market, including the retail, office and hotel segments, remains ?healthy.?
?Average price increases have been moderate, underlying end-user demand remains very strong and frictional costs serve as disincentive for speculative purchases," the property developer said.
Citing data from Colliers International, Ayala Land said first-half launches even dropped 7 percent against the 10 percent growth in take-up during the period.
George Ty-led GT Capital Holdings Inc., which owns Federal Land Inc, said there?s no cause for concern because ?supply is still far behind the demand.?
"So long as interest rates remain low and affordability is there, I think the property market will continue to be a growth sector," Carmelo Maria Bautista, GT Capital president, said.
On Thursday, the BSP cut policy rates by 25 basis points, bringing its overnight borrowing and lending rates to fresh lows of 3.5 percent and 5.5 percent, respectively.
Days before the BSP move, Governor Amando M. Tetangco Jr. said Philippine asset prices are far from inflated.
"I know there's a lot of talk about asset bubble and overbuilding. If you really think about it, you say there's overbuilding in the last three years but in the last 10 to 15 years, there was zero building,? Bautista said.
"Building started a few years ago... In terms of actual building, we're still three years behind the curve where supply and demand will intersect," he said.
Fears of a property bubble were fueled by the BSP's move to tighten banks' real estate exposure. The central bank?s latest data show residential real estate loans in the second quarter hit a four-year high.
Ayala Land described the central bank?s action as "pre-emptive, not reactive" and provided a more comprehensive measure of a bank's 20 percent cap on real estate exposure that previously excluded mortgage loans, socialized and low cost housing loans, loans guaranteed by Home Guaranty Corp, and investment in debt and equity securities issued by real estate companies.
While funding to developers may tighten, Ayala Land said market players with ?strong brand equity and excellent track record? will have the advantage. It added that thrift banks were not covered by the new policy.
"Think of all the people, where were they living? They were living with extended families and probably renting. All of a sudden they had purchasing power. All of a sudden they could do a 10-year mortgage. All of a sudden there are these condos. Wouldn't you move out of your mother's house? All of a sudden there's an option," Bautista said.?
?
Source: http://www.interaksyon.com/article/46582/property-firms-bullish-after-bsp-rate-cut
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Wednesday, October 24, 2012
Silver Gets Results ? Oregon Hill
Oregon Hill resident Silver Persinger, running a write-in candidacy for Mayor, held the City Council?s Finance Committee accountable last week for making information available to citizens.
Listen to Silver?s comment by clicking here.
The good news is that the Richmond Open Government Project is having an effect. City Council candidates Delp and Baliles have included Open Government comments in their campaigns. The City has begun putting committee meeting presentations on-line (Click here for link). This really opens the door to much more information.
Some of the issues in the presentation binder for the NEXT Finance Committee meeting:
- COS Staff Report & Supplemental Information
- Stormwater Utility ? Delinquent Account Collection Strategy and Timeline Presentation
- Boulevard Redevelopment Plan and Citywide Economic Development Strategies Presentation
- Boulevard Redevelopment Preparation Project
- Community Development ? Financial Statement Report
- BPOL Tax Relief Fiscal Impact Statement
Source: http://www.oregonhill.net/2012/10/23/silver-gets-results/
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Monday, October 22, 2012
Sunday Sound: Heard on 'This Week'
Below are some of the notable comments made Sunday on "This Week with George Stephanopoulos." Guests included Chicago Mayor Rahm Emanuel; Florida Sen. Marco Rubio; Democratic National Committee Chair Rep. Debbie Wasserman Schultz; Faith and Freedom Coalition founder and chairman Ralph Reed; former Obama White House environmental adviser Van Jones , co-founder of Rebuild the Dream ; Fox News anchor Greta Van Susteren; and political strategist and ABC News political analyst Matthew Dowd.
HEADLINERS
1. Emanuel criticizes Issa on Libya documents
EMANUEL: What Darrell Issa did by releasing names in that entire document of individuals who are working with America, put people at risk in Libya, and people around the world will now know that you're at risk if you cooperate with the United States.That office, that chairmanship of that committee comes with responsibility. And you can't act reckless with it.
2. Rubio surprised Obama has yet to outline a plan for a second term
RUBIO: It's just startling that the president, two weeks from election day, has completely given up on outlining a plan for governing this country for the next four years.
3. Rubio criticizes Lilly Ledbetter Fair Pay Act
RUBIO: Just because they call a piece of legislation an equal pay bill doesn't make it so. In fact, much of this legislation is in many respects nothing but an effort to help trial lawyers collect their fees and file lawsuits, which may not contribute at all whatsoever to increasing pay equity in the workplace.
POWERHOUSE ROUNDTABLE
4. Van Susteren says Candy Crowley's Libya fact check helped Romney
VAN SUSTEREN: Well, actually I think she helped Governor Romney?Because Candy Crowley was clumsy in how she handled it, the entire discussion and even right now is about Libya where we would have probably reserved it for the debate tomorrow night. But Candy, in an unusual, bizarre way put the total spotlight - that's all the media talked about.
5. Dowd praises Candy Crowley's debate fact check
DOWD: What Candy Crowley did I actually thought was laudable. Because what happens in this whole thing is the truth becomes a casualty. And nobody is supposed to say what actually, we're just supposed to make accusations back and forth to each other and nobody's supposed to correct and say, by the way, that's not true.
6. 'Arithmetically possible,' but 'hard' to win without Ohio
REED: No Republican has been elected president without carrying the state of Ohio since the Republican Party was founded in 1852. I would say that constitutes a pattern?even though it's arithmetically possible for him to win without it - because of the movement of electoral votes- it's hard.
7. Jones calls Obama a 'towering figure on foreign policy'
JONES: President Obama is a towering figure on foreign policy. You got somebody with a Nobel Peace Prize and he killed bin Laden.
8. Gladiator-like debate was 'disappointing' for American people
VAN SUSTEREN: Boy it was like two gladiators. And we were all sitting there watching to see if there was going to be any blood on the floor and see who would kill who?I don't think we learned anything particularly new. There was no ground broken. All we saw were two men who hated each other going at each other. And actually I thought it was sort of disappointing for the American people.
9. Dowd and Van Susteren agree women will decide election
DOWD: So women, by and large are going to decide this election just like they decide?
VAN SUSTEREN: As they should. As they should.
10. Van Susteren says women have 'heard so much worse' than 'binders of women'
VAN SUSTEREN: ?binders and things, I mean?I know that the Democratic Party is running with that, but?women have heard so much worse?.it's insulting to women. Women care about jobs. They care about economics.
Like "This Week" on Facebook here . You can also follow the show on Twitter here .
Also ReadSource: http://news.yahoo.com/sunday-sound-heard-week-171049703--abc-news-politics.html
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Friday, October 19, 2012
Capgemini CEO says to hire new finance chief by November
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Source: http://news.yahoo.com/capgemini-ceo-says-hire-finance-chief-november-185405797--sector.html
Thursday, October 18, 2012
Presidential Debate Instant Polls Show Narrow Win For Obama
WASHINGTON -- After a poor performance in the first presidential debate two weeks ago, President Barack Obama came back strong in the second one, winning perceived victories over Mitt Romney in two instant-reaction polls -- one of debate-watching registered voters, the other of debate-watchers who went into the debate uncommitted to either candidate.
A CNN survey of registered voters who watched the debate found that 46 percent said Obama won the debate and 39 percent said Romney did. The survey's margin of error was four percentage points.
After a weak performance in the first debate, Obama outperformed expectations in the second: Seventy-three percent of respondents said Obama did better than they expected, 10 percent said he did worse, and 16 percent said he did about the same as expected. Romney, who had a much stronger performance than Obama did in the first debate, performed closer to expectations: 37 percent said he did better than expected, 28 percent said worse, and 33 percent said he performed the same.
Romney performed better on convincing respondents that he has a clear plan for solving the country's problems: 49 percent said Romney did and 50 percent said he did not. Only 38 percent said Obama did, and 61 percent said he did not.
Respondents favored Romney on a variety of issues, including the economy (58 percent to 40 percent over Obama), taxes (51 percent to 44 percent) and the budget deficit (59 percent to 36 percent). Romney held a narrower advantage on health care, 49 percent to 46 percent. On foreign policy, 49 percent said Obama would handle it better and 47 percent said Romney would.
Obama and Romney split the advantage on more intangible measures. Romney took a slight (49 percent to 46 percent) advantage on being a stronger leader, while Obama scored points for being more likable (47 percent to 41 percent) and caring more about the audience (44 percent to 40 percent). Forty-five percent of respondents said Romney answered questions more directly and 43 percent said Obama did, while 49 percent said Obama spent more time attacking his opponent and 35 percent said Romney did.
The debate was unlikely to change many minds among CNN's respondents: 25 percent said they were more likely to vote for Obama after the debate and 25 percent said the same about Romney. But 48 percent said they weren't more likely to vote for either one. Debate watchers generally are more likely to be paying close attention to the campaign and more likely to already be committed to a candidate than the general population.
According to CNN's Wolf Blitzer, the sample was composed of about 33 percent Democrats and 33 percent Republicans, or about 8 percentage points more Republican than the average of all CNN polls in 2012 among all adults (not registered voters specifically). CNN surveyed 457 registered voters who had participated in a poll earlier this week, said they watched the debate, and had agreed to be re-interviewed for the post-debate poll. The margin of error of the poll is 4.5 percentage points.
A CBS News poll conducted using an online panel of uncommitted voters found a 37 percent plurality said Obama won the debate, while 30 percent said Romney did and 33 percent said it was a tie.
Romney came into the debate with a big advantage on the handling the economy among the CBS respondents, and Obama was able to close that gap slightly. Before the debate, 71 percent of respondents said Romney had the edge on handling the economy and 27 percent said Obama did. After the debate, that narrowed somewhat to a 65 percent to 34 percent advantage for Romney.
Obama held the advantage on better handling the middle class, 56 percent to 43 percent. Fifty-five percent of poll respondents said Obama gave direct answers to questions, while 49 percent said the same about Romney.
The CBS News post-debate polls are conducted using the GfK KnowledgePanel, a representative Internet panel. CBS surveyed 525 uncommitted voters who watched the debate, for a four percentage point margin of error. The CBS defines uncommitted voters as those who are totally undecided before the debate or who were leaning to a candidate, but said they may still change their minds. The survey sample was composed of 56 percent who described themselves as independents, 23 percent Democrats and 21 percent Republicans.
Microsoft Xbox, working in partnership with the the polling company YouGov, conducted a live poll among more than 30,000 respondents who tuned in to watch the debate and answered survey questions via Xbox Live's election channel.
The Xbox sample was neither randomly selected nor scientifically projective of any larger population, and the adult participants skewed heavily younger and male.
However, the sheer size of the participant pool allowed the Xbox/YouGov pollsters to isolate 988 respondents who said they were completely undecided before the debate, and they judged Obama the winner by a 51 percent to 17 percent margin. After the debate, most remained undecided, but 28 percent said they now will vote or lean to Obama, while just 10 percent said they will vote for Romney.
Surveys from CBS and CNN, plus a Democracy Corps/Women's Voices Women Vote focus group, found that the first debate was a resounding victory for Romney among uncommitted voters as well as debate-watchers more generally. Since that debate, national polling has trended broadly toward Romney, and the current HuffPost Pollster estimate shows the two candidates essentially tied, with Romney at 47.1 percent and Obama at 46.9 percent.
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Source: http://www.huffingtonpost.com/2012/10/17/presidential-debate-polls_n_1972357.html
Wednesday, October 17, 2012
Aide: Obama takes responsibility for Libya attack
DENVER (AP) ? A top campaign aide says that President Barack Obama takes responsibility for the consulate attack in Libya that killed four Americans.
Deputy campaign manager Stephanie Cutter tells The Associated Press in a phone interview Tuesday that, quote, "every time an American dies abroad, everybody takes responsibility, from the top down."
Asked whether that includes Obama, Cutter says, quote, "Absolutely ... He's the president of the United States."
Secretary of State Hillary Rodham Clinton said Monday that she was responsible for security at the U.S. Consulate in Benghazi. Republicans have accused the Obama administration of ignoring requests for more protection before the attack.
Cutter says it's "unfortunate" that Republicans are mounting political attacks and that, in her words, "in times of crisis, normally the country comes together."
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Coca-Cola's revenue misses Wall Street expectations
(Reuters) - Coca-Cola Co reported quarterly revenue that came in short of Wall Street expectations on Tuesday, hurt by declines in Europe and Asia where it sold more lower-priced drinks.
The world's biggest soft-drink maker, with brands such as Sprite, Fanta and Minute Maid, also said revenue and profit were hurt by the stronger U.S. dollar, which reduces the value of overseas sales. Still, earnings were in line with analysts' expectations and shares edged slightly lower in premarket trading.
Coca-Cola gets the majority of its sales from outside the United States, so shifts in currency can have a big effect on results. In the third quarter that ended on September 28, currency shaved 5 percentage points of growth from net revenue and 7 points from operating income.
Aside from currency, results in China and Europe were disappointing, said Sanford Bernstein analyst Ali Dibadj, while North America was slightly better than expected.
"I think China being tough and Europe being tough certainly are not a surprise," Dibadj said.
The European economy has been pressured by a debt crisis in the region while the economy in China, a growth engine for multinational companies in recent years, has been slowing, although still growing.
Third-quarter net income for Coca-Cola was $2.31 billion, or 50 cents per share, up from $2.22 billion, or 48 cents per share, a year earlier.
Excluding items, earnings were 51 cents per share, in line with analysts' average estimate, according to Thomson Reuters I/B/E/S.
Revenue rose 1 percent to $12.34 billion. Analysts were expecting $12.41 billion.
Worldwide sales volume rose 4 percent in the quarter, driven by gains across all geographies. Volume rose 1 percent in Europe, 2 percent in North America, 3 percent in the Pacific region, 5 percent in Latin America and 11 percent in the Eurasia and Africa region.
Still, revenue fell 8 percent in Europe and 4 percent in the Pacific region, after the company sold a larger percentage of lower-priced drinks. In addition, sales volume in the Philippines was flat, due to typhoons. In Japan, soda volume fell 5 percent from the year-earlier period when new products boosted sales. Volume rose 2 percent in China.
Closer to home, North American revenue and profit rose, helped by a recent acquisition and the impact of certain commodities hedges.
Coke is also seeing tougher competition from PepsiCo Inc, which is working hard to improve its North American beverage business. It has increased marketing spending with a focus on core brands like Pepsi-Cola and analysts have been saying that the renewed effort is working.
Coke's shares fell 3 cents in premarket trading to $38.10.
Through Monday's close, Coke shares were up 9 percent year-to-date, while the Dow Jones U.S. Beverage Index gained 10 percent and the Standard & Poor's 500 index rose 14.5 percent.
(Reporting By Martinne Geller in New York; Editing by Maureen Bavdek)
Source: http://news.yahoo.com/coca-cola-third-quarter-profit-rises-114331385--sector.html
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The Death of Devotion (Why Relationships Don't Last Part 2) - Love ...
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